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Business lines
Crédit Agricole S.A.’s activities are organised into six business lines: French retail banking, with a 25% stake in the Regional Banks and the LCL network, International retail banking, Specialised financial services, Asset management insurance and private banking, Corporate and investment banking.
French retail banking
Crédit Agricole is France’s leading retail bank, and has a unique competitive advantage: two highly complementary networks (the Regional Banks and LCL).
Specialised Financial Services
The Specialised financial services business line has operations in 21 countries in Europe and Morocco. In these countries, it has strong and rapidly-growing positions. It covers consumer finance (Sofinco and Finaref ), leasing (Crédit Agricole Leasing) and factoring (Eurofactor).
Corporate and investment banking
With 12,150 employees in 58 countries, Calyon can offer its client base of major corporations and financial nstitutions the full range of corporate and investment banking products.
International Retail Banking
With three domestic markets in Europe, France, Italy and Greece, and a strong presence in Southern and Eastern Europe, Crédit Agricole has created an international network of local banks that creates the basis for growth in all business areas.
Asset management, insurance and private banking
This business line consists of activities related to asset management in the broad sense: asset management; insurance; private banking. It has established market-leading positions in France and its expansion aims are based on already solid international growth drivers.
Specialised activities and subsidiaries
Certain specialised businesses and support functions provided to business lines are carried out by stand-alone entities.
